Machinery Breakdown Insurance

The policy covers plant and machinery in a factory against any unforeseen and sudden physical loss or damage that necessitates repair or replacement from any cause other than those specifically excluded in the policy. Such causes include:

  • Electrical or mechanical breakdown
  • Defects in casting and material Faulty design
  • Bad workmanship
  • Physical explosion
  • Tearing apart on account of centrifugal force
  • Short circuit
  • Vibration and mal-adjustment

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